Quote:
Originally Posted by mineralfarme
....Unfortunately they cost as much as a substantial size home.
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In our incredibly-low-cost-of-living neck of the woods, that's literally true - AND for semi-custom to boot. LB_3 and I took a tract home plan and specified 68 different modifications in our build contract. By this method, we essentially ended up with a custom home at a slightly inflated tract home price, but still nowhere near what a from-scratch custom home would have cost (it's a *great* strategy if you can find a builder who will tolerate you pulling it off, because they know what you're doing, and whether or not they agree to such a contract basically comes down to how hungry they are). Our resulting county tax appraisal puts us right at what an ARV rig typically sells for.
At a certain point, one has to examine the issue through that kind of lens of relatively and ask, even if I COULD afford it, SHOULD I, or should I put the investment elsewhere?
I've noticed that a lot depends on age. People who are well into the fourth quarter of their lives tend to go for it whereas the rest of us might decline. It's now or never for them, not so much for us (hopefully).