Originally Posted by rostam
Actually, the information I shared in my previous post is per discussion with a lawyer. I know you have spoken with a lawyer as well, hence my comment on US and Canadian laws being different on this.
I spoke with a law firm with knowledge of both jurisdiction.
The worst case scenario I was made aware of was "wilful negligence". But here's the catch: wilful negligence has to be proven. And in the presence of a professionally set up hitch and the absence of engineering standards governing the setting of tow ratings (with known exemptions) that is nay impossible.
Add to this a good personal liability insurance and I am sleeping well at night.