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Old 03-01-2009, 11:55 AM   #43
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Kind of depends on what happens next. The Feds seem to be trying to figure out what will happen when Europe starts to fold up, "stress testing" the banks my butt. Do you want to be debt free and not prepared or have a balance and hope. Thus if you are maxed out already, you are maxed out already.
I want to be debt free AND prepared. I think I've been pretty clear about that.

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Join a secret society, pull together and buy a 100 acre farm south enough to grow most your own food and fuel.
By George, I think she's got it!
YouTube - My Fair Lady - The Rain In Spain
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Old 03-01-2009, 12:00 PM   #44
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Awesome! Thank you so much for posting this....after seeing this video I remembered my grandma used to make this dish along with others but had not remembered until I saw this....Plus I didn't know how to make it and now I do! Thank you again!

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I found this wonderful series of films on YouTubeDepression Cooking with Clara films on YouTube.

Clara, who is 93 years old, recalls recipes from The Great Depression and talks about the struggles and joys that got her family through those difficult times. Her grandson, Christopher Cannucciari, filmed her and presents a wonderful insight into that era. Clara is full-on charming, funny and a joy to watch!
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Old 03-01-2009, 12:05 PM   #45
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I like the way you think!

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Tips for surviving a recession


DRINK BEER!
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Old 03-01-2009, 12:12 PM   #46
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ARE YOU KIDDING?!
We are KEEPING our Airstream in case of deep depression! Am I missing something here?

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Get rid of your Airstream, forget about camping, and prepare to enter a deep depression.
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Old 03-01-2009, 12:18 PM   #47
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ARE YOU KIDDING?!
We are KEEPING our Airstream in case of deep depression! Am I missing something here?
I totally agree with 76sovereign...when the going gets tough, we'll be in our Airstream! It can function anywhere, go anywhere and feels oh-so-good. It's the ultimate in down-sizing!
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Old 03-01-2009, 12:24 PM   #48
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Post Good cooking

Hey Luminati

Thanks for the great YouTube clip!
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Old 03-01-2009, 12:31 PM   #49
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Hey Luminati

Thanks for the great YouTube clip!
Hey Michael! You could probably teach us all a thing or two-being that you're a full-timer!
Food, drink, art & music are essential to survival, no?

Remember this from last year? You on Conga and me on fiddle!

cheers! Karin
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Old 03-01-2009, 12:43 PM   #50
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I want to be debt free AND prepared.
This is our strategy too.
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Old 03-01-2009, 01:09 PM   #51
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ARE YOU KIDDING?!
We are KEEPING our Airstream in case of deep depression! Am I missing something here?
I didn't say it would be an economic depression, it might be the other kind.
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Old 03-01-2009, 01:44 PM   #52
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High health care payments amounting to more than pensions will cause debt with retirees with preexisting life endangering conditions as the 30 plus year employees' companies cut their "losses" to keep themselves afloat rather than file bankruptcy which would allow for the benefits of retirees to be covered. People too young for medicare and social security but forced from their life's careers are in a real red zone. Having had no prior debt and excellent credit and work ethics, they have watched their savings plummet to nothing and with no hope of recovering their life's savings later as the market improves as for those currently working and paying into their accounts for the future. Being unemployed in a very competitive high unemployment market will cause them to first lose all of their savings, run into debt and then lose their homes and then lose their insurance for lack of premiums or visa versa, they will lose their insurance, then have a medical emergency, and then their savings and then their homes. These workers didn't do anything wrong, they were not lazy or greedy. They were not liabilities as they paid into the companies with service and their resources for decades preparing for their futures dilgently and responsibly. It is not always so simplistic as living correctly and trouble will not visit you.

How do you prepare? As others have mentioned, realizing what is important, getting in touch with real values, escapee entertainment, especially humor, and human kindness... all good chicken soup for the soul. OH and camping!!! Keep the Airstreams, I repeat. They make good boxes or should I say non-boxes, to live in, in case you end up homeless! ha!
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Old 03-01-2009, 02:15 PM   #53
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Health Insurance / Credit Card companies

You'll probably have to beat the crap out of two or three health insurance agents to get them to admit that these kind of policies even exist, but you CAN get a policy for MAJOR MEDICAL ONLY - $5000 deductible, then 99% coverage for everything on up.

If worst comes to worst most of us will be able to make payments on the first $5000 of debt, or write bad checks then arrange to pay them back gradually, or go to a local church or TV station and beg like a dog. (Yes, I know it's horrible, but in survival mode you survive!)

Some employers are even doing this and self insuring the first $5000 per employee because the premiums are so much lower. If you go back to the pre-HMO days, insurance was only designed to cover major illnesses and injuries, not the common cold or removal of a mole.

If you're already squeezed, consider upping your deductible. Keep the premium savings in a sock, cause you can't trust your bank.

--------------------------------------

Another Rant - if the banks like Citicorp are now trying to improve their cash position, why don't they offer an interest rate amnesty (or at least a big reduction) to anyone who substantially lowers their balance? I normally pay mine off every month... and use it mainly for convenience at gas pumps when it's cold or miserable, but I still am getting charged interest on just the current month's purchases. REWARD ME... and encourage others to follow my example.

Paula
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Old 03-01-2009, 04:09 PM   #54
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I totally agree with 76sovereign...when the going gets tough, we'll be in our Airstream! It can function anywhere, go anywhere and feels oh-so-good. It's the ultimate in down-sizing!
Yeah, we're keeping ours too. 'It can function anywhere.' I'm telling my optimistic "Wealth Advisor" that we may just park it in his driveway should we lose much more of our retirement!
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Old 03-01-2009, 04:39 PM   #55
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DON'T WORRY OUR GOVERNMENT WILL TAKE CARE OF US

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Old 03-01-2009, 05:16 PM   #56
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Hey Michael! You could probably teach us all a thing or two-being that you're a full-timer!
Food, drink, art & music are essential to survival, no?

Remember this from last year? You on Conga and me on fiddle!

cheers! Karin
Karin, sure I remember the fancy fiddle jammin of yours.
You were great

I'm currently hold up in the Anza Borrego desert and lovin it. 3 months rent free with a billion dollar view.


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