congrats on the new vintage unit...
given the specific purchase you will want an 'agreed value
the rate will vary based on the dollar amt established
by you and accepted by the insurance underwriter.
and absolutely read the verbage on agreed value
many agents will declare that's what they sell...
and all is well, till settlement time.
progressive DOES have a well worded agreed value policy.
imo the policy needs to include comp AND collision. don't trust your tv insurance for all liability needs.
also consider 2-3 of the vintage/classic auto insurers
they specialize in this variation of insurance (agreed value) and rates are reasonable.
while most insurance purchases can be done online these days,
it might be worth the time to meet with an independent agent who has access to classic car insurance.
some classic car collision-insurance can even be activated 'during usage'...
the comprehensive side doesn't work that way..
frequency of use primarily matters with normal rv insurance policies for full timin' or more than 180 days use/year.
'time/usage' to qualifiy for interest deduction is 2 weeks/year IF not your primary residence.
how about the local credit bureau? or your regular bank but NOT as a home equity loan
do you really want to leverage YOUR HOUSE for an old rv?
u are in missouri? i financed with commerce bank
for a great rate on an rv load.
quick and easy.
rates of course vary by credit score AND financing old things is trickier...
virtually every lender with good rates WILL want more documentation for a vintage purchase IF even considering your loan.
all this will take more time than a cash purchase, way less time than a full monty redo...
and aren't you glad now to have a unit READY for camping!