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Old 12-28-2014, 07:12 AM   #15
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Originally Posted by GaŽl View Post
Hi everyone,I have some questions about the life in USA,
Hello! Your questions are good ones.

Much of my family lives in northern Europe so I can tell that your initial purchase price and the overall tax burden to buy a homes and a tow vehicle will be significantly lower here than in EU countries.. However it does vary greatly by state and by county within that state.

We are looking at similar data having just retired. We now have property in North Carolina, South Carolina and Colorado, but are looking to move to place where people think low taxes are a good thing. I can share our thinking with you...

1 - Start by looking at the "overall tax burden" of various states. Here is an example of a website that gives a high-level picture: FatWallet: Best and Worst States to be a Taxpayer

2 - As you narrow the states down, look at the current county/city overall tax burden as those vary within each state. Rural country settings will generally have lower taxes than high population city settings.

3 - Also look at political party makeup and demographics in the areas you like. Some such groups like high taxes. Other such groups like low taxes. The website CityData (search by city or by county) can help you with that research once you have an idea of where you want to live. It does no good to move to a place with low taxes if the people there want to make them higher in the future.

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Originally Posted by GaŽl View Post
When you buy a home, what are the different taxes? Per month ? Per year ?
This was answered above. It is per year and based on the value of the home. This varies greatly but figure around 0.5% up to 5% per year depending on county and city.

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For exemple, you can have a year taxe, the cost depends of the area of your property or you can have an other taxe because you are the owner of the property but if you rent the property you haven't this taxe.
If you live in your house, many places give you what is called a "homestead exemption". For example, let's say you have a house worth $100,000 in a county with a 25% homestead exemption ....... if you live in it as primary residence, you would pay taxes on $75,000 value. If you rent it out, you pay taxes on $100,000 value.

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It depends of the state ? For example, I have a dream, it's to live in Arizona, near a lake or Colorado river, or around Flagstaff / Phoenix... I love many area in this state.

I remember, 10/15 years ago, I had a dream : be the owner of an Airstream... and the last yaer, I materialized my dream... Why not a pretty house in AZ in a few years ?
Keep dreaming! I hope to see you soon. Many many open roads here and a great freedom to enjoy them in your Airstream!
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Old 12-30-2014, 05:56 AM   #16
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Comming to America

[QUOTE=GaŽl;1559105]Hi everyone,

I have some questions about the life in USA,

Gael, everyone on here has given you real good information to consider, but here is some more that you should take into consideration.
1) Just because a house is priced low does not mean it is in a bad area, but will generally always mean it needs repairs which if you are the kind of person who can learn (Lowes/Home depot are places that can help with most projects) and don't mind using their hands can be very beneficial in that you end up with a home worth more than you have invested commonly called equity which is a great thing because it increases your net worth.
2) Area- one thing that is not mentioned is location, here in the U.S. you have areas that are called tourist or retires locations and this drives the prices for properties much higher than they should be. Az is one of those places as many persons as they age find that living in the desert area is better for their health, hence the higher prices, while Texas has lower cost and is still in the desert. If you have no real ties (family) in that particular area I would search other areas of the country as well. I live in Eastern part of Tennessee which from here also encompasses South west Virginia, southern Kentucky, western North Carolina all within about an hour drive depending on location, taxes are relatively normal with the rest of the country, property cost can range anywhere from 40 grand up to over 1 million, properties lower than 40 require much work, but again can be very rewarding. So as you can see location can play a very important part on the cost of living here, South & Midwest (east of rocky mtns) is usually the cheapest while north, west, Midwest west of the rocky mtns can be very expensive.
3) websites such as Zillow only list those properties that are mostly for the rich. You should visit websites of places like Century 21, Remax, Realtor.com, etc, and many on here can give you the websites of those in the areas in which you may be interested.
4) Realstate agents generally charge 7% of the selling price, can be paid by either the seller or the buyer, in most cases paid by the seller.
5) Property Taxes, if you buy a home later in the year, the previous years taxes are paid buy the seller in most areas, if buy in the beginning or mid year the buyer will pay the property taxes.
6) Incomes- I forgot to mention work, there are some areas that are limited work choices while others can have excellent choices and well as incomes. varies throughout the country.
So as you can see there is much to consider in location, best of luck to ya.
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Old 12-30-2014, 07:58 AM   #17
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Gael,

PM is an abbreviation for Private Message which may be sent directly between members of the Airforums and not visible to the public. If you "click" on a member name in a post, the drop down menu will provide an option for PM.
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Old 12-30-2014, 11:52 AM   #18
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Gael,

PM is an abbreviation for Private Message which may be sent directly between members of the Airforums and not visible to the public. If you "click" on a member name in a post, the drop down menu will provide an option for PM.
Gael,
That is correct. PM is 'private message' between two or more members of this forum.

In order to participate, YOU MUST enable the "PM" feature in your Profile. There is NO additional cost for this feature of the Forum. However, there is the basic courtesy of only PMing folks who want to discuss 'off line' topics. In general, these topics can be stuff like your personal address or phone you do not want posted to 'the web', or favorite family pictures(pics).

hope this helps...
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Old 12-30-2014, 12:20 PM   #19
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Oh ! Sorry ! I haven't seen it, I've just seen that my PM box was disabled...

Now, I've changed it.

That's why I didn't understand you wrote "can't PM"

Thank you to all members for your answers and to SARGE/AF & Wayward too for your time, I'll study these
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Old 12-30-2014, 12:31 PM   #20
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How does this look?
El Moro Sunrise 2010 by Fantinesvoice.com, on Flickr

Southern Colorado, about a mile north of El Moro on CR 75.
37.242853 N, 104.466851 W is the RV pad on 280 acres.....

Buyt, taxes are best in Texas and South Dakota as I understand it.
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Old 12-30-2014, 12:44 PM   #21
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I think I understand a lot of things with your explanations, thank you again,

I have to look for a land where I Like but not far compared that I thought...

As you wrote SARGE/AF, it depends of tourist area... and yes of course, Texas is a good destination too (my Airstream comes from here), I can tell about the Wyoming I like too because I like mountain and wild life...
USA is very big...

@ msmoto : your picture makes me dream...
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Old 01-09-2015, 08:02 PM   #22
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[QUOTE=GaŽl;1560609]I like mountain and wild life...USA is very big...

Yes it is, but if you like the mountains as well as the flat lands, then maybe a little further east but staying in the south, such as states like Georgia, Tennessee, Kentucky, West Virginia, Virginia, North Carolina, South Carolina upstate, has vast mountains and then with a short drive you can be in the lowlands or valleys.
Google them and you will see what I mean, and the Cost Of Living is much lower here in the more rural areas, and even then you are that far from the cities.
I live in what is called East Tennessee, the home of Country Music, the area of East Tennessee starts at Knoxville and goes to Bristol at the Virginia state line, from the state line at the north to the state line at the south which you can drive from one to the other N to S in an hour, Knoxville to Bristol in 2 hours. Oh by the way we have Bristol Motor Speedway too.
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Old 01-10-2015, 09:38 AM   #23
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Hi Sarge,

Yes, you're right, Tennessee is the country music's home ! Nashville, I saw the film : "Walk the Line" and we can see that Nashville is the cradle of the country music, where many people began their careers...

We can see beautiful landscapes throughout the USA from the east to west...

Thank you for the precision and it will be very difficult to choose the next destination for holidays in USA...
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Old 01-10-2015, 11:48 AM   #24
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When I lived in Florida they used to say 'Land of sunshine, but it's not free sunshine'.

Why ?
Because you must pay to live there. When I lived there, store owners said people come from the north during winter. They would complain about the high prices and the store owners' reply would be 'Land of sunshine, but it's not free'. Like most tourist areas, they must charge enough during the busy season to cover the not busy season (off-season).

Living near the coast is more expensive. I lived in central Florida and it was comparable to where I had lived in Kentucky. Kentucky is retiree friendly for income from pensions and social security. I'm not sure about foreign income. Our sales tax is 6% with most groceries and medicine exempt. We have lots of horse farms, caves, mountains, parks, lakes and other open areas.
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Old 01-15-2015, 12:09 PM   #25
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[QUOTE=GaŽl;1565975]Hi Sarge,

Yes, you're right, Tennessee is the country music's home ! Nashville, I saw the film : "Walk the Line" and we can see that Nashville is the cradle of the country music, where many people began their careers...

That's the rub that most do not learn until they visit Tennessee, Country music actually got its start in Bristol Tennessee area, South West Virginia, Southern KY as well as the opposite side of the state Memphis TN, West Memphis Ark, Tupelo MO.
The music from east Tennessee is a mix of the mountain music that became more mainstream. The music from West TN is a mix of the blues that started being sung by whites during the era of slavery.
In the 40's it all graduated to Nashville as it is the capitol of Tennessee and the hub of the state, hence the opening of Ryman Auditorium, then later in the 60's the opening of Country Music Hall of Fame.
So as you can see this state is steeped in deep country traditions, and stayed that way until about 20 years ago when people from up north began flocking to this area because of the low cost of living. This is where the North/South argument usually gets started, me having been born in Michigan went to school there, but was also raised in Texas as we traveled back and forth, so I can see both sides of the argument.
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Old 01-15-2015, 12:58 PM   #26
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Dear Gael,

Did you know that there are several Airstream Only campgrounds in the USA? Most are condos - shared ownership with one Airstream owner per lot. In Virginia it's Virginia Highland Haven which has about 40 campsites overlooking a beautiful mountain scene with great sunsets. The two nearest towns are about 20 miles away and the camp is in the heart of the wine growing region of Virginia. This campground closes in the winter - the Appalachia mountains get a lot of snow in winter! In Texas they're open year around, and many of the sites are "improved" with a shelter home so you can store your Airstream and tow vehicle when you're in France.

There are also two in Texas, one in Pennsylvania and one in New Jersey that I know of right off hand. All of them allow casual campers to come in and use spaces that are empty because the owners are traveling. The per night fees are very reasonable.

So we can solve all of your problems. Come over here and find a second Airstream or Argosy and a good used tow vehicle, then visit some of these campgrounds to find one where you want to purchase a share. That gives you a place to "snowbird" or stay the winter as well as the freedom to travel through parts of the country whenever you want.

Here is a link to the parks listed in the forum. I note that some of the reviews are quite old, so the information may be out of date. With luck this link will lead you to find the websites for the various parks and more up to date information.

http://www.airforums.com/reviews/showcat.php?cat=33

Paula
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Old 01-16-2015, 01:08 PM   #27
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Hi Richw46, Sarge/af and Paula,

Thank you very much for yours advices, all your answers are very interresting

Yes, we saw (several times) the film "Walk the Line", very good actors and history... ! Great resume for the Johnny Cash's life !

I didn't know about this system of campgrounds, it seems a good alternative and when I'm watching the campgrounds's pictures, for example this one :



A dream... mountain scenes... sunsets... a simple life for us... and that's all.

Many many dreams in my mind and many wishes... !

Thank you again for all and for sharing, you very help me in order to think about many things, many possibilities...
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Old 01-16-2015, 03:05 PM   #28
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Airstream Campgrounds are a good source for locating well loved older Airstreams. People who buy into these are usually retired and spend months at a time on the campground, or even live there full-time (often with a "villa" that covers the camper and adds a couple of rooms, a washing machine, or whatever else you want.) Here's a link from Texas Airstream Harbor that shows all levels of shelters

Texas Airstream Harbor, Inc.

Because many of the owners are older and retired - age or medical problems often bring an end to ownership of the trailer and the lot at the park. You do have to be approved to buy into the parks, but it's not oppressive. Questions asked: "Will you be a camp host for two weeks, or pay someone else to do your time, will you help with chores and be a quiet peaceful neighbor, can you cook?) The one time I visited Penn Woods there were three nice big trailers for sale.

Paula
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