Insurance???

[Mike Lewis]

[QUOTE=Craftsman]Does $1,000.00 every 6mo. sound right to insure a 2006 34' Airstream?[/QUOT

Another option not mentioned is what we went with. That being going with a high deductable. Our 25' classic cost $350. annually. That is with $5000. dectuable. While I'm not "made of money" my biggest concern is a major accident or total loss. Having done this with all our auto and rv's over the years we are now far enough ahead that $5000 is small in comparison to what we would have paid out for low or no dectable. Just a thought---Pieman

[Silvertwinkie]

[QUOTE=Mike Lewis]

Originally Posted by Craftsman

Does $1,000.00 every 6mo. sound right to insure a 2006 34' Airstream?[/QUOT

Another option not mentioned is what we went with. That being going with a high deductable. Our 25' classic cost $350. annually. That is with $5000. dectuable. While I'm not "made of money" my biggest concern is a major accident or total loss. Having done this with all our auto and rv's over the years we are now far enough ahead that $5000 is small in comparison to what we would have paid out for low or no dectable. Just a thought---Pieman

Thats totally unreal. Not sure what a 25' Classic goes for, but I have a $500 deduct and also thought the price was high given that deduct.

We really are Airstream Millionares.

[2airishuman]

hi mike and others


agree the high deduct is the best way to save on premium and share the risk with the insurance co. the rates don't go down linearly with the deductable so it's helpful to make a graph of rates vs deduct and note the best price/breaks and match those to your savings, or what the owner can afford to cover.

however......if some part of the trailer is financed (an 05/06 34 ltd will cost >68k$) then there may be limits imposed by the finance company. many banks will specifiy a 500-1000$ max deduct......to "limit" their exposure.

lots of variables, yes?

cheers
2air'