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Old 08-07-2008, 01:25 PM   #15
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I absolutely agree. I own a collection agency and while I handle mostly Health Care debt, I'm seeing increased placements for collection and decreased recoveries. My friends in the industry who collect credit card and other consumer debt are seeing this trend more dramatically.
It's simply decades of buying things we don't really need with money we don't really have. (both our country and consumers alike) In recent years we were financing those purchases with our homes. Now it's time to pay the piper and gas, food and almost every other necessary living expense is rising. Since financing those things with our homes is no longer an option for most, many are turning to whatever savings they have left or worse, credit cards. I believe the unsecured credit card debt will be the next of many shoes yet to drop.
Like others who have posted, it's the old "golden rule". He who has the gold rules. Eliminate debt, but only what you need only when you can afford it. For the first time in our history our country has a negative savings rate. If you have money in the bank, you at least have options. Only problem is if it gets really bad like some are speculating, that money may not be worth what you think.
I could go on...
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Old 08-07-2008, 04:28 PM   #16
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Question for all who responded to this post! How many of you voted the same person back into office last election? Do you live in a 1 party state like I do (Illinois)? We have 2 of the lamest Senators in the bunch. We have had 3 govenors put in jail and our present one is just about on his way. How many times have you heard " I just voted for the lessor of 2 evils" ? It's time to take back our government and get some fresh faces in there and get this country turned around. It's still the greatest country on earth.
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Old 08-07-2008, 04:40 PM   #17
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Prepare for the worst and hope for the best, and always live below your means. Support your local business's and stop shopping at all big box stores and eating at chain restaurants, contrary to some beliefs they take both jobs and money out of your community and promote cradle to grave minimum wage jobs as well as destroy the landscape with cartoon architecture.Eliminate all consumer debt and bank at your local Credit Union. That's just a few.
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Old 08-07-2008, 04:50 PM   #18
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The scary thing is how fast this happened. We started 2000 with a SURPLUS and a balanced budget.
As far as election time goes, I think it's safe to say that gas will go down after labor day and the terror alerts will restart.
Amen! Let the manipulations begin so those that bought & paid for the current crop of politicos can get reimbursed. Chow time at the OK capitol, er, I mean, corral...
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Old 08-07-2008, 05:19 PM   #19
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cheaper diesel

RE:
Went to Texas last July and diesel was 20-30 cents a gallon lower than gas.[/quote]
>>>>>>>>>>>>>>>>>
Where in Texas? I haven't been able to find it cheaper than gas since I bought a diesel Of course here in the panhandle gas and diesel are usually more expensive than anywhere else in the state anyway.
cheers, bill b.
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Old 08-07-2008, 05:24 PM   #20
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Voting for evil

[quote=nodpete;600725]Question for all who responded to this post! >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
I have been voting for the lesser of two evils for so long they all are beginning to look alike to me. I guess, since evil is still evil (even if less so), then the options are limited. The other option is pitchforks and torches and I guess this forum may not be the best for that one. Aluminum kinda puddles when overheated and more holes equals more rivets.
cheers, bill b.
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Old 08-07-2008, 06:12 PM   #21
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"I just voted for the lessor of 2 evils" ? It's time to take back our government and get some fresh faces in there and get this country turned around. It's still the greatest country on earth."

Which one isn't evil?? Better yet, which party isn't all about themselves??
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Old 08-07-2008, 06:29 PM   #22
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RE: Where in Texas? I haven't been able to find it cheaper than gas since I bought a diesel Of course here in the panhandle gas and diesel are usually more expensive than anywhere else in the state anyway.
cheers, bill b.
No kidding! Here in Austin, diesel is sill significantly higher than regular gas. I've seen it as much as $1 higher (lowest I've seen is $4.65/gal/diesel) as of 8/7/08.

Some time ago, I read an article in the San Antone paper, business section about an interview with Valero. They were going to start focusing on selling diesel because the "profits were higher"...

Yeah, thanks... we're with ya' on that one, Valero...
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Old 08-07-2008, 07:11 PM   #23
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Current diesel prices are higher because we are shipping refined diesel out of the country by the tanker load to China and India. Diesel fuel was formerly cheaper than gasoline because there was a surplus of it as a byproduct of gasoline production. Now that there is more demand for it due to the fact that we are sending all of our money to China(thanks Wal-Mart) and they can suddenly afford to buy cars in record numbers, our diesel prices are climbing like there's no tomorrow. The US has no one to blame our problems on but ourselves.
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Old 08-07-2008, 08:03 PM   #24
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Wink Back to the OP's question:

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Originally Posted by innjtown View Post
I don't see any way out of it. My plan is get a tubular tin trailer to hide in.
OK, that's ONE plan...

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How long could you last, without being able to buy things for your RV/TT? Is there some chemical you have to use to keep the toilets working, for example? (antifreeze if your up north, I guess).
Well, if you execute the above plan and buy an AS TT, you will learn lots about living "fulltime" in it.

The only question is, will you learn before you buy one, or after? Before is probably better, and if you agree, just dive in and start reading the many fine threads on their Care and Feeding.

Or were you just trying to start a rant about the economy? If so, it worked!

As for the economy, the only trick is to be clairvoyant as to how to handle yourself financially. If you have already learned to "speak" Airstream, that's a snap!
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Old 08-07-2008, 09:34 PM   #25
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A couple of months ago, I went to my local hardware store, to buy an adjustable wrench. Hanging on a hook, was an American made wrench, in the size I needed, for 17$. Next to it was one made in China, for 9$. While comparing the two, a salesperson nearby said that the two of them were about equal. I said to him "If you want a 17$ an hour job, then buy the American wrench, if you want a 9$ an hour job, then buy the Chinese wrench". For many years, we here in America have been trying to save a buck, by buying cheaper overseas goods. It's now coming full circle, we have managed to mostly destroy American manufacturing, and living wage jobs. American companys would not move overseas, if they knew that people would stop buying their products.
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Old 08-07-2008, 10:10 PM   #26
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@norsea: I think the majority of my fellow Americans assume the government knows what it is doing, and trusts it not to be moronic.

@mustang: If the Fed goes tits-up, having a strong community will probably be a life-saver. Perhaps you and your kids will be the people who save your neighborhood.

@maxandgeorgia: I'm learning about wilderness survival, lol. I am learning how to find and clean water, trap animals, and live off the land. I'm preparing for a moneyless society.

@craftsman: I think I will finally be out of debt, just in time for the crash. My ex-fiancee left me 10's of thousands in debt, which has take about 8 years to payoff. I will be out of debt by January I think. After that, I will spend on preparing for the collapse.

@henw: True, we should not worry ourselves to death. However, our human condition is to survive, and to deal with perceived threats to that goal. We plant extra food in the summer so that we will have some in the winter. It is our worrying nature that allows us to survive.

@flashbackk: I think we have been over-spending since the 80s. I remember talk of the "Grant Ruddman Act" saving us in the 80s, I guess they shelved that!

@henw: It will be interesting to see what happens with the 20M illegal aliens in the USA, if we get to a point where regular Americans can't afford to eat.

@nodpete: I think the current situation in the USA proves that any form of government can become overly corrupt given enough time. The founding fathers had suggestions to deal with a corrupt government, but it is not legal to say them anymore.

@aage: I'm new to RV/TT's, but I have basically decided that that is what I am going to live in. I'm also interested in the US economy. It just so happens I now expect the US economy to crash, and am wondering how that will affect my RV/TT plans. I wish I owned a few acres of farm land, and had a TT to live in. It would be great to be self-sufficient.

@rangebowdrie: Indeed this mess is of our own doing. We are basically a nation of people who consume on credit. One of our political leaders, I forgot who, said, "The American way of life is not negotiable.". That type of inflexible thinking is what keeps us on the downward spiral. You know you have a problem when the government mails people money, to keep them spending.
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Old 08-08-2008, 07:47 AM   #27
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@ innjtown we have a Dear Abbey Alert hahahahaah Wow someone has to much time, How did you remeber all those names or did you go back and forth or make notes.
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Old 08-09-2008, 10:07 AM   #28
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@ innjtown we have a Dear Abbey Alert hahahahaah Wow someone has to much time, How did you remeber all those names or did you go back and forth or make notes.
@mustang: I just write my comments in to Notepad, then I post them in the Reply box. If people spend their time to write me a comment, letting them know I read it seems to be the right thing to do.
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