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Old 02-09-2017, 04:04 PM   #1
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AARP - Worth It?

I know it doesn't cost much so that is not the issue. What I wonder if it is worth the inundation of "spam" (snail/email/whatever) that people seem to receive after signing up. I also know that their insurance programs are a big part of their business, not necessarily a bad thing, but how much do the "harass" you about it? With all that, it seems that I would stay away, however, the discounts and advocacy (lobbying) programs (that you may or may not agree with) have me tempted. Just curious.
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Old 02-09-2017, 04:06 PM   #2
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We make the annual fee back on movie tickets alone. You can unsubscribe to most of the emails. Not a great deal but a reasonable deal.
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Old 02-09-2017, 05:15 PM   #3
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I do not plan on joining AARP. I've been handling my mothers mail for some time after she became incapacitated. On a weekly basis, there were muliple pieces of snail mail, never gave AARP an e-mail for her. Between the sales offers, insurance offers, and various surveys for political issues, I never needed kindling to start fires in my S&B fireplace.
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Old 02-09-2017, 05:15 PM   #4
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AARP is a great deal. We signed up as soon as we could. You can control the mailings and emails. Later on in life, the AARP Medicare Supplemental insurance is available. Not cheap perhaps but it has already paid for itself, for many years, after major surgery required for one of us.

Try it for a year and see what you think? Also their monthly magazine is a fairly good read, and full of helpful hints and travel advice.

Good luck!

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PS -- Junk snail mail comes from all kinds of places, annoyingly. You have to be proactive to stop it, but once stopped, no problem.
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Old 02-09-2017, 05:28 PM   #5
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I have my trailer insurance thru them/Progressive. Saves me a couple of hundred each year. Shopping Discounts also make it worthwhile for me. I just ignore most of their snail mail. The magazine has some interesting and helpful articles.
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Old 02-09-2017, 05:41 PM   #6
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Quote:
Originally Posted by Soyboy View Post
I know it doesn't cost much so that is not the issue. What I wonder if it is worth the inundation of "spam" (snail/email/whatever) that people seem to receive after signing up. I also know that their insurance programs are a big part of their business, not necessarily a bad thing, but how much do the "harass" you about it? With all that, it seems that I would stay away, however, the discounts and advocacy (lobbying) programs (that you may or may not agree with) have me tempted. Just curious.

There are a number of discounts associated with AARP, but you can get mostly the same discounts as a member of Triple A. I can't speak to the AARP insurance vs. AAA insurance since I have USAA and have not yet been motivated to change.

I joined AARP when first "old enough", but when AARP got into the politics of endorsing Obamacare, I stopped. They may have meant well, but I was very much against the Obama program. I was in the Army for 20 years and worked in support of the Air Force with a defense contractor for 24 more. I never saw the government run anything with any efficiency, and rarely saw anyone held accountable for poor decisions/performance so the LAST entity I wanted running healthcare was the U.S. Government.

Anyway, I have never missed not being an AARP member, and they STILL send crap in the mail despite my many letters asking they never contact me for any reason. They obviously don't listen.

Now I just remove all name markings, put the trash back in the return envelope with some small strip lead weights and let them pay the return postage. Maybe if enough people did that, they would stop sending trash mail.
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Old 02-09-2017, 05:41 PM   #7
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We were members until ObamaCare came along. Until then we weren't happy with their liberal bent, but could live with it. When they decided to use our dues to lobby for something we opposed, though, we decided to quit and ask for a refund on our dues. They were a bit unhappy about that, but did refund our money.

Since then I get a mailing from them about once a year. It always includes a prepaid return envelope. I stuff everything in that envelope with a note saying I don't want to hear from them and send it back.

FWIW, we haven't joined any of the other alternatives, either.
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Old 02-09-2017, 06:08 PM   #8
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Haven't/won't join. If they would simply be a group with benefits for older people, I might. But the leadership, as a group, are "against" several things I'm "for", and "for" several things I am "against". ObamaCare was just the icing on the cake.

They don't need my money.
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Old 02-09-2017, 06:39 PM   #9
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I've been a member since I was eligible.

Once a member and I setup an online account I get to choose my preferences regarding snail mail and email. I do not remember the last time I got any unsolicited correspondence. It's been years.

Politically I do not always agree with AARP, but I do understand, most of the time, their positions of supporting the less fortunate and elderly. Sometimes it is at the expense of the younger generations, which is not fair at all.

I have my Medicare supplements, part B and part D, with an AARP affiliate insurance program because it saves me money. AARP does not insure anyone.

I enjoy the AARP discounts, mostly at restaurants I frequent, which saves me several times the cost of membership.

I plan to continue to be an AARP member because the benefits I receive exceed the expenses I pay.
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Old 02-09-2017, 08:34 PM   #10
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Originally Posted by Silver.Sanctuary View Post
There are a number of discounts associated with AARP, but you can get mostly the same discounts as a member of Triple A. I can't speak to the AARP insurance vs. AAA insurance since I have USAA and have not yet been motivated to change.

I joined AARP when first "old enough", but when AARP got into the politics of endorsing Obamacare, I stopped. They may have meant well, but I was very much against the Obama program. I was in the Army for 20 years and worked in support of the Air Force with a defense contractor for 24 more. I never saw the government run anything with any efficiency, and rarely saw anyone held accountable for poor decisions/performance so the LAST entity I wanted running healthcare was the U.S. Government.

Anyway, I have never missed not being an AARP member, and they STILL send crap in the mail despite my many letters asking they never contact me for any reason. They obviously don't listen.

Now I just remove all name markings, put the trash back in the return envelope with some small strip lead weights and let them pay the return postage. Maybe if enough people did that, they would stop sending trash mail.
For the original poster, you'll find AARP a very political organization with little for Old people. If you don't mind your name being added to a political campaign ad you don't support, go a head and join.
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Old 02-09-2017, 08:38 PM   #11
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Too political and commercial for me.
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Old 02-09-2017, 08:44 PM   #12
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Thanks for the input. BTW I didn't mean to imply that AARP has it's own insurance company, but rather that they market health insurance, I believe supplied by United Healthcare.
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Old 02-10-2017, 05:22 AM   #13
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AARP acts as an insurance broker. They shop for the best deals for their membership from several different life, health and car insurance companies. When I applied for trailer coverage thru them I was given quotes from 3 different companies. All were substantially lower than if I went directly thru the insurance companies. I went with Progressive because they had the best offer and coverage for my location and current situation.
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Old 02-10-2017, 05:43 AM   #14
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Interesting info here. I will be 63 on the next bday, I was thinking about joining to see what discounts might be available. I was bothered by their politics, but figured I could look the other way. I also thought I was alone in those thoughts. I wonder how many people stay away because of their politics. Looking at this very small and unscientific sample, I would guess they are losing a lot of customers. I will continue to stay away.
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