| Hail Estimates.
An estimate for "hail" damage made from photo's can easily be challenged, since it usually has guess work in it.
An estimate for "hail" damage made from an eyeball inspection, is far superior. Then the only part that can be challenged is the labor hours and cost of materials.
Minor hail damage is usually replaced when the coach is not more than 3 to 4 years old.
After that period, "loss of value" settlements are made, except for parts broken, such as exterior lights, vent covers, AC shroud, and of course broken windows.
The best a person can do, is have enough of an insurance background, so that you can talk their language or better, but by far, the very best way to obtain a top notch settlement, is to let an educated dealer handle the claim for you.
An Airstream dealer or service center that has been around many years, and routinely does major Airsream body work, is by far, the best place to go, since they also deal with "values." That same dealer should also have an excellent reputation with the major insurance carriers.
Ask questions directed to a dealer that you may not have a personal experience factor with. Or ask those that have that experience.
The factory does ok, but they do not have the retail value experience that a dealer does.
The old original "flat rate manual" that I wrote in 1970, is a valueable tool when dealing with an insurance company and/or an unqualified adjuster.
Andy
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