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In rough terms:
What you described suggests a $31,000 purchase price. Amortizing over 15 years means that in total, you pay $73,620. Interest, therefore, is $42,431.
A couple of things:
a) The interest rate is pretty high: 13.8% is pretty close to discount credit card rates. I'd shop around. If your credit is good, or if you can secure it with another asset, like home equity, then you should be able to get a loan in the 6 to 8% range.
b) Amortizing it over 15 years, even for an airstream, seems pretty extreme. I know they last longer than cars, but.... the longer your amortization period, the more you pay in interest.
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