[cmreumund]

I'm in the process of buying insurance for my 07 Safari 27' FB SE. Progressive has a basic insurance plan that relies on "agreed value" for replacement if it's totaled which is priced half (550 annually) of the full replacement plan offered by Camping World (GMAC) about $1250 annually.

The way I see it, it's a gamble to choose. If I bet I won't total it I should go with the progressive plan just to get basic coverage. If I bet on totaling it, I should take the GMAC.

I'm 53 yrs old with no violations and no accidents. It seems I should bet on my good driving record and take the basic plan from progressive. Am I reading this right or am I missing something?

Thanks for your imput always.

Craig