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Shouldn't it be called "Province Farm" in Canada? I suspect you have better regulation of insurance companies in Canada and that may be why there has been no problem for you Michelle. State Farm in the US has been involved in a number of class action suits—which they lost— because they have not treated their insureds well.
I agree the problem with many dogs is the owner. Dogs (and maybe humans) are pack animals and learn from observing the "A" male and female in the pack—usually their owners or past owners. Aggressive people have aggressive dogs, a point well made by nsteel. Sometimes people, especially not too bright kids, treat dogs badly and the dog shouldn't be blamed for biting them. Some breeds are bred for hunting, some for herding, some for friendliness and some for aggression. A good owner can train a dog bred for aggression and make it friendly, but there's always a possibility heredity will win out some day. I don't think a dog should be penalized when it hasn't done anything wrong, but people (and dogs) are subject to thinking in generalities.
When I was a kid, I had a German Shepherd. In those days, they were the breed people were afraid of. I used to play rough with her and she would never hurt me; she was devoted to the family. But anyone else? Watch out! Heredity matters just like owners and training.
Gene
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