We were dropped by several ins co's due to "excessive brush".
We finally ended up on a state sponsored plan that charges us 4 times what we were paying.
They told us we could remove the "brush surcharge" by removing all brush between 1' and 12' from the ground on our almost two acre parcel, and on two of my neighbors properties as well- up to 400 feet from our house! this is way more clearance than the fire dept wants. I live in the F'in forest for crissake. They would like me to make it a desert if possible. What really irks me is that no one else in my neighborhood has had this happen, yet we are all in the same position as far as the brush situation is concerned.
On top of that, they won't cover me for mudslides or landslides, which I will almost certainly have, after they make me remove everything that is holding the soil in place.
reality bites, good luck, Rich