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Steve,
The new rig looks great. Hope you get to use it soon.
I'll chime in on your insurance question, I'm an independent agent.
I'm sure the reason USAA required you to insure your TV as well as your AS is because liability coverage for a trailer is provided by the vehicle pulling it. When you buy coverage for the trailer, you're buying physical damage coverage only, and most carriers won't issue an auto policy without at least one auto on it.
Regardless of who you insure with, be sure to ask about GAP coverage if you financed. Your insurance carrier should be able to provide GAP at a fraction of the cost offered by the finance guy at the dealership.
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